Soft Loans

soft loan is a repayable loan that is offered on more attractive terms than would be available from a commercial lender or to a business that would not be able to access a commercial loan.

Soft loans are similar to repayable grants. However, this does not necessarily mean they are interest free or even low interest. These loans are generally available to businesses that are unable to access loans from conventional sources (banks).  They do not generally require security, although they may require some personal financial commitment from the business owners. Because the business risk profile is often high, the interest rate charged is often relatively high.

Below you will find information about some of the soft loans available.

CommercialiSE PoCKeT Fund

Funding collaborative work between the academic and business communities

Energy Efficiency Loan

Loans from the Carbon Trust for SMEs to boost energy efficiency

GRIST (Great Ideas in Science and Technology)

0% loans for new business ideas connected to the Universities of Surrey, Kent and Brighton

Capitalise Business Support Loans

Loans of up to £25,000 for qualifying businesses in parts of Sussex and Kent


Guiding you to good finance

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NEWS

13 January 2010
FSE grows regional economy despite recession
"Meeting the Funding Gap: A Regional Response" - full report available here

NEWS

20 October 2009
Angels encouraged to spread their wings in Kent

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Successful launch of the Kent Investor Club

CASE STUDY

Resisting the Credit Crunch
Surrey Company Reaps the Rewards of ‘Recovery & Growth’ Support

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